Shaadi Insurance

Testimonials

Anjali Verma

Bride

"I was initially hesitant about wedding insurance, but ShaadiPros made me realize how crucial it is. With all the planning and the financial commitment involved, it's great to know that in case of unexpected cancellations or severe weather, we're covered. The process was super easy, and their customer service was amazing. Highly recommend for any couple planning their big day!"

Rahul Mehta

Groom

"We bought ShaadiPros wedding insurance right after booking our venue, and it was one of the best decisions we made. The peace of mind knowing we're protected against things like severe weather, illness, or even vendor issues is invaluable. We ended up needing to use the coverage when a family member fell ill, and the claims process was smooth and stress-free. Totally worth the investment!"

Priya Sharma

Bride’s Sister

"ShaadiPros insurance was a lifesaver for us! We had some last-minute issues with our wedding photographer, and thanks to our policy, we got reimbursed for the loss. The coverage was comprehensive, and they really helped us through the claims process. The only reason I’m giving it four stars instead of five is because I wish the policy could also cover some of the smaller vendors like makeup artists."

Ankit Kumar

Groom’s Brother

"The financial commitment of a wedding is enormous, and I’m so glad we invested in ShaadiPros insurance. The insurance covered unexpected costs when our venue had to cancel due to severe weather. It was such a relief to get our deposit back. It was easy to purchase and gave us the confidence to go ahead with the planning. Totally recommend it to anyone planning a wedding!"

Neha Desai

Bride’s Mother

"I was skeptical about wedding insurance at first, but after hearing about some friends’ wedding nightmares, I decided to give it a shot. ShaadiPros was fantastic. We didn’t end up needing to make a claim, but knowing we had it in place made a huge difference. The only thing I would improve is a bit more clarity on what exactly is covered under ‘severe weather,’ but overall, very happy with the service."

Sameer Patel

Groom’s Cousin

"ShaadiPros gave us peace of mind during the wedding planning process, which was invaluable. We had a close call with some family illness, but thankfully everything worked out. However, the insurance ensured we wouldn't lose money if anything happened. They even offer counseling services for post-cancellation stress, which is such a thoughtful touch. I would recommend this insurance to anyone planning a wedding!"

Frequently Asked Questions

What is Wedding Cancellation/Postponement Insurance?

Wedding Cancellation/Postponement Insurance is a policy that safeguards the financial investment in your wedding against unforeseen cancellations or postponements. It provides reimbursement for non-refundable deposits and expenses incurred due to covered events, such as illness or other circumstances specified in the policy. This insurance offers financial protection, mitigating potential losses and providing peace of mind should unexpected disruptions occur.

Who is responsible for purchasing a wedding insurance policy?

The wedding insurance policy is most commonly purchased by the engaged couple or their immediate family. In some instances, a wedding coordinator may recommend or include the policy as part of their contracted services, purchasing it on behalf of the couple.

What is considered "severe weather"?

Prevent attendance: Make it unsafe or impossible for the couple, key family members, the bridal party, or a significant portion of guests to reach the event.
Damage the venue: Render the event location unusable or unsafe due to a covered weather-related issue.
Disrupt travel: Cause documented travel disruptions like widespread flight cancellations, airport closures, or road closures that prevent travel to the event.

What constitutes "severe weather" for the purposes of cancellation/postponement insurance?

Severe weather, for insurance purposes, is defined by its significant impact on the event. This includes conditions that make it unsafe or impossible for key individuals and a majority of guests to attend, effectively preventing the event from proceeding as planned. Additionally, it encompasses weather events that render the venue itself unusable or unsafe, due to structural damage or other covered issues. Finally, severe weather also includes documented travel disruptions, such as widespread flight cancellations and road closures, that impede the ability of attendees to reach the event location.

What constitutes "illness or injury" for event cancellation/postponement insurance coverage?

Coverage for illness or injury applies to sudden, unexpected illnesses or injuries affecting the bride, groom, or immediate family members (parents, grandparents, siblings, and designated wedding party members). Importantly, this coverage excludes circumstances related to pre-existing medical conditions, which are defined as conditions for which medical care, advice, consultation, or treatment has been previously received or diagnosed.

When is the recommended time to purchase wedding cancellation/postponement insurance?

It is strongly advised to purchase wedding insurance immediately after making your first non-refundable deposit. This could include deposits for the venue, wedding coordinator, or bridal attire. Policies can be secured as early as 24 months prior to the event, or up to a minimum of 15 days before the scheduled date, ensuring comprehensive coverage from the initial stages of planning.

Do I really need wedding cancellation insurance?

Yes, wedding cancellation insurance offers comprehensive financial protection against unforeseen circumstances. It provides reimbursement for lost deposits and expenses related to contracted vendors in the event of cancellation or postponement. Beyond basic coverage, it extends to vendor no-shows, losses to professional photography and videography, damaged or stolen gifts and attire, and even includes professional counseling services following a covered cancellation or postponement. This insurance safeguards your financial investment and provides peace of mind against a range of potential disruptions.

Who is covered under an event cancellation/postponement insurance policy?

This type of policy provides coverage for specific individuals directly involved in the wedding. Typically, this includes the bride, groom, their siblings, parents, grandparents, and designated wedding party members as explicitly named within the policy. Coverage is designed to mitigate financial losses resulting from necessary cancellations or postponements due to unforeseen circumstances such as accidents, illnesses, or death affecting these covered individuals.

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